Car Accidents with Uninsured/Underinsured Motorists

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In West Virginia, every driver is required to carry car insurance by law, but not every driver does so. As many as one in 7 drivers fail to carry the minimum levels of coverage outlined by the law, and many carry no insurance at all. If you are involved in a car accident with an uninsured or underinsured driver, you may have coverage through your own insurance company, but collecting on this policy can be a battle. If you are injured by an uninsured motorist in Morgantown, our car accident attorney may be able to help you recover compensation for lost wages, medical bills, or property damage.

The Morgantown car accident attorneys at Jim Leach, L.C., are dedicated to helping victims of uninsured motorists obtain the compensation they need to get back on track. Please call us today at 1-304-865-8530 for a free case evaluation.

What is an Uninsured or Underinsured Motorist?

  • An uninsured driver is a one who does not have any car insurance, or who whose insurance did not comply with the state’s minimum liability requirements.
  • An underinsured driver is a driver who does have the minimum insurance required by law; however, the coverage level limits are too low to pay for the all of the damages he or she has caused.

What to do if You Were Struck by an Uninsured Driver

If you have been in a car accident with an uninsured motorist, follow all of the steps you would take in any type of accident. Contact your insurance company to find out if you have uninsured/underinsured motorist coverage and clarify the limits of your own policy. Be cautious when discussing the accident even with your own insurance company. Many companies will treat you as a claimant and not a customer in these situations. It is wise to contact a Morgantown car accident attorney before agreeing to any type of settlement.

If you have been hurt by an uninsured or underinsured motorist in the Morgantown area of West Virginia, please contact Jim Leach, L.C., today or call 304-865-8530 to schedule a free case evaluation.